April – Financial Literacy Month

Dreams & Visions Community Development is hosting Financial Literacy Workshops during the month of April.

States and cities across the US have proclaimed it! Dreams & Visions and our partners have joined in the celebration and set up special workshops for those seeking information on home-buying and re-building their credit.

To celebrate the month; Dreams & Visions Community Development will be offering four free workshops during the month at the following times:

Affordable Housing Information Meeting, Information will be covered on upcoming projects and programs, Tuesday, April 11, 2015 at 1111 San Felipe Road, Suite 101 in Hollister.

Financial Reboot Orientation, we will talk about how to build and rebuild “good” credit, spending plans, and how to create a “healthy” financial future, Saturday, April 14, 2015 at 1111 San Felipe Road, Suite 101, Hollister.

Homeownership – Credit, loan programs, down payment assistance and homeownership, Saturday, April 18, 2014, 9 a.m. -5:30 p.m., Dreams & Visions Community Development, 1111 San Felipe Road, Suite 101, Hollister.  RSVP required.

Mortgage Help – Are you struggling to make your mortgage payments? Certified Counselors will be available to assist on Saturday, April 25, 2014, 9 a.m. to noon at 1111 San Felipe Road, Suite 101, Hollister.

Executive Director, Holly McWhinnie says, “there’s a ‘right’ way and a ‘wrong’ way to buy a home and what we’ve seen mostly in the past several years through the housing crisis is the “wrong” way. A sustainable community is a financially healthy community and we must move in that direction.  For over six years we have provided low to no cost services to over 600 families with foreclosure intervention, financial literacy and homebuyer education.”   

Financial Literacy Month is designated to raise the awareness of the services provided by Financial Educators all over the country. Did you know that during the height of the housing crisis; home value losses to foreclosed homes and neighboring homes totaled a minimum of $632 billion and up to $1 trillion in our county and surrounding communities?  

Studies show that pre-purchase counseling can help reduce the likelihood of default and foreclosure by helping individuals determine if they are ready for homeownership, and by connecting them with safer and more affordable mortgage products. Pre-purchase housing counseling from a certified housing counselor can improve homeowners’ access to appropriate mortgage products.

Our primary goal and mission is to create foreclosure “resistance” clients and educated homebuyers.

We would like to say thank you to our partners and sponsors:

Wells Fargo, CHISPA, Union Bank, AAA and CSUMB Internship Program